Continuing social, economic and political changes in the last five years has led to the need of financial capacity in young people even more urgent. In many western counties of issues related to increasing levels of personal debt, market crashes and their effects on pensions mean that assume there is a greater need for the individual a more active and informed interest in their own financial future.
This article deals with various initiatives for the classroomChildren about money around the world.
In South Africa, Save the children and adolescents (TCTS) is a one-day initiative to save on the importance of teaching the youth of the country's money limelight. The objectives of the project are:
To raise awareness about the benefits of savings, financial planning and foster a culture of saving. To demonstrate the important role that the financial services sector in creating a financially able to playcivilized nation. To initiate a national program that promotes increased cooperation, industry-wide effort on financial literacy.
Bring your children to save on South Africa (TCTS SA) was launched in July Savings month to 25 July 2008. On this day, volunteer bankers and financial experts has been a teacher for a day and gave one hours savings lesson to the students in grades 4 to 7 The pilot initiative laid the groundwork for an annualEvent that can play and important role of financial service providers in the education of the youth of the nation about saving lights. While it was modeled on the U.S. program TCTS SA customization with the South African culture, education, financial needs and the curricula of schools, especially the Economic Management Science.
Scotland was the first part of the United Kingdom published as a guide for schools in this area in 1999, Learning and Teaching Scotland, publishedFinancial Education in Scottish Schools - A Statement of Position. This document describes how to manage money is "one of the most important and challenging features of everyday life sketch" entitled to a minimum as part of the curriculum. Their goals are for young people with important financial and economic ideas to understand, be skilled in managing their finances, recognize the importance of using financial resources to operate responsibly and to be ablein a confident and bold Art
The program as part of the Scottish 3-18 Curriculum for Excellence is available under the expectation that every teacher is a teacher of numeracy and health and wellbeing. A thematic / topic framework is proposed that the schools in order to adapt pinned to their special needs. The four main elements of financial education in Scotland are: Understanding Financial, financial expertise, financial --Responsibility and financial companies
An Australian report on "Financial Literacy - Australians Understanding Money," that young people are particularly interested in learning more about topics such as budgeting, saving, managing debt and avoiding financial scams.
Australian Schools, a nationally agreed framework, that an integrated interdisciplinary approach to provide all students from kindergarten up to the year10.
Consumer and financial literacy will be integrated into the programs in English, mathematics, science, humanities - (Business, Commerce, Economics, Technology and Enterprise) Political and Citizenship and ICT. In this way, all Australian students can develop their compulsory years of schooling to knowledge and understanding, skills and values in consumer and financial literacy.
An example of a Chinese approach to financial educationa theater for children 8 to 12 years in the cities of Beijing, Shanghai, Guangzhou and Shenzhen.
The program is based on a comic book based, with the title "Agent Penny and Will Power in Operation Finance". Scenes are the stories of everyday life and to present students with current financial instruments and approaches, including budgeting and compound interest is based, and the formation of healthy financial habits.
According to the lists ofProgram, the Cheeky Monkey Theater, presents itself as the first "theater in the world Chinglish 'Company, is 40 to 50 attend schools in Beijing is Shanghai, Guangzhou and Shenzhen in the next ten months, and this game is expected to be seen by approximately 20,000 children .
In summary, financial literacy is regarded in many countries as an important skill. The financial world is characterized by a multitude of decisions and often high complexity, and we as consumersall need to take from this dynamic environment. Young people are targeted as consumers increasingly early age and can handle complex financial decisions. As a 18-year-old, they are likely to have access to credit and loans in a manner that would not have been possible 20 years ago. Providing young people with good financial literacy and helps to create responsible attitudes and good habits from an early age. It will help, an attitude about dealing with money, theImproving their long-term financial security and lifestyle.
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