We learned something from Suze Orman when she appeared on the Oprah show this week. Everyone needs to know what they can afford. Suze Orman appeared on Oprah to discuss easy ways you can save money. Suze Orman's tip is to start with your bi-weekly take home pay, how much is it? Make a budget every month based on your salary and stick to it. This is good advice to stick by, but sometimes easier said than done.There are many ways to save money, here are a few things we do. Save money on groceries. Plan your meals and shopping lists around featured sale items. Use your stores monthly flier to plan your menu. Make a list and a budget and stick to it. Having a plan ahead of time will save you from impulse buying. Go to coupons.com and download great coupons on a large assortment of food products.
Additionally Weekend newspapers have the most coupons. Buy staples in bulk. Look online at your favorite brands websites, usually there are promotions posted there. Buy meat & fish in bulk and freeze. Look at pricing of all brands. Always go shopping when you are full, shopping when you are hungry is a bad idea for your budget.
Make coffee & tea at home. Save yourself $4-5 a cup and buy a 2 week supply for the same price! Ride your bike, walk or run. Save money on gas by taking the bus, carpooling or being active. Your body, the environment & your pocket book will thank you. Instead of going out, stay in and have friends over. Plan a pot luck dinner around a theme eg. Greek, Mexican, Italian etc. Ask everyone to bring one dish and have an inexpensive and wonderful time. Sharing different foods is fun. Close all your bank accounts except one and get rid of all those extra addition costs. Do the same thing for your credit cards. Keep one credit card for emergency and never use your credit card if you can't pay it off before the due date.
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